Does Car Insurance Cover Repairing Auto Glass?

There are a number of different ways that windshield glass can get damaged. Maybe you're driving on the highway and debris from a construction vehicle that's ahead of you flies back into your windshield. Or maybe your windshield has a tiny crack that you don't notice at first, and over time, factors like sunlight and pressure changes cause the crack to significantly increase in size.

Regardless of exactly what causes it, dealing with a damaged car windshield isn't something most people look forward to. The reason this problem can create noticeable anxiety is people assume it's going to take quite a bit of time to fix and cost a lot of money. Fortunately, neither of those concerns have to be true.

As far as taking a lot of time to fix, anyone in the Cincinnati area can get their windshield repaired by J. Royce Auto Glass in as little as fifteen minutes. Best of all, you don't even have to schedule time away from work or your family to get the repair done. Instead, we are 100% mobile and will come to wherever you are around Cincinnati at no extra charge.

And in terms of costing a lot of money to repair a damaged windshield, there are two reasons this doesn't have to worry you. The first is we offer very competitive rates for windshield repair. Since many types of damage can be repaired and don't require a full replacement, it's a great way to save. You can read more about that in our post on saving money with windshield repairs. The other reason windshield repair doesn't need to be a significant expense is you can process a claim through your insurance provider.

Using Your Insurance for Auto Glass Repair

The sooner you can report a claim for windshield damage and get it repaired, the better. Even if the initial damage to your windshield seems quite small, there's a good chance that putting off taking care of it will result in the damage getting worse. One reason people are often hesitant to file a claim for windshield damage repair is they think it will make their rates go up.

In reality, unless you're filing over three claims a year, your rates won't go up. And since you're already paying a significant amount for your insurance, you should put it to work for you. Another important thing to know about using your car insurance for auto glass repair is you have the right to choose the company that does your work. So even if a call center employee tries to push you in the direction of their preferred vendor, all you need to do is let them know that you're going to use J. Royce Auto Glass.

We understand that even with the above information, the prospect of dealing with your insurance company can be intimidating. So if you would like help from someone who's very experienced with these interactions, just give us a call at 513-437-6923. We are also available at J. Royce Auto Glass.  We can walk you through the whole process in as little as ten minutes!

Blake Evans
J. Royce Auto Glass